@import url('https://fonts.googleapis.com/css2?family=DM+Sans:wght@400;500;600;700;800&display=swap');
:root{--navy:#07162d;--navy2:#102541;--gold:#e0ad43;--gold2:#f1c96d;--ink:#152238;--muted:#64748b;--pale:#f3f7fb;--line:#e5ebf2}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:'DM Sans',Arial,sans-serif;color:var(--ink);background:#fff;line-height:1.55}a{color:inherit;text-decoration:none}.site-header{height:74px;display:flex;align-items:center;justify-content:space-between;padding:0 max(5vw,24px);background:#fff;position:sticky;top:0;z-index:20;box-shadow:0 3px 18px #0b1b2c12}.brand{display:flex;align-items:center;min-width:150px}.brand img{max-width:160px;max-height:52px;object-fit:contain}.brand-fallback{display:none;color:var(--navy);font-size:22px;font-weight:800;letter-spacing:-1px}.brand-fallback b{display:block;color:#c18a21;font-size:10px;letter-spacing:5px}.main-nav{display:flex;align-items:center;gap:28px;font-size:13px;font-weight:600}.main-nav a:not(.nav-cta):hover{color:#b9821c}.nav-cta{background:var(--navy);color:white;border-radius:25px;padding:11px 18px}.menu-toggle{display:none;background:none;border:0;font-size:25px;color:var(--navy)}
.hero{background:linear-gradient(115deg,#061225 0%,#091a32 65%,#132b49 100%);color:white;display:grid;grid-template-columns:1.05fr .95fr;gap:5%;padding:64px max(8vw,32px) 54px;min-height:550px;align-items:center}.hero-copy{max-width:610px}.eyebrow{font-size:10px;font-weight:800;letter-spacing:2px;color:#d6b15d}.eyebrow i{display:inline-block;width:7px;height:7px;border-radius:50%;background:var(--gold);margin-right:7px}.hero h1{font-size:clamp(38px,5vw,64px);line-height:1.03;letter-spacing:-2.2px;margin:24px 0 20px}.hero h1 em,.multibrand h2 em{font-style:normal;color:var(--gold)}.hero-copy>p{font-size:16px;color:#d4deeb;max-width:560px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin:26px 0 15px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:18px;padding:13px 20px;border-radius:28px;font-size:13px;font-weight:800;border:1px solid transparent;cursor:pointer}.btn-gold{background:linear-gradient(100deg,#d99d2c,#f0c96c);color:#14233b}.btn-outline{border-color:#53657b;color:white}.btn-dark{background:var(--navy);color:white;margin-top:22px}.fineprint,.disclaimer{display:block;color:#aebbd0;font-size:10px}.hero-stats{display:flex;gap:34px;border-top:1px solid #ffffff22;margin-top:30px;padding-top:22px}.hero-stats div{display:flex;flex-direction:column}.hero-stats strong{font-size:20px;color:white}.hero-stats span{font-size:10px;color:#aebbd0;max-width:120px}.disclaimer{margin-top:14px;max-width:500px}.hero-visual{height:440px;position:relative}.hero-visual>img{width:100%;height:100%;object-fit:cover;border-radius:18px 18px 55px 18px;opacity:.94}.image-tag{position:absolute;top:24px;right:20px;background:#0b1d36dd;border:1px solid #ffffff30;border-radius:20px;padding:8px 13px;font-size:10px}.agent-card{position:absolute;bottom:18px;left:-22px;background:white;color:var(--navy);border-radius:12px;padding:12px 16px;display:flex;align-items:center;gap:12px;box-shadow:0 12px 35px #0003}.agent-icon{background:var(--navy);color:var(--gold);width:32px;height:32px;border-radius:9px;display:grid;place-items:center;font-weight:900}.agent-card b,.agent-card small{display:block}.agent-card b{font-size:11px}.agent-card small{font-size:9px;color:var(--muted)}
.institution-strip{text-align:center;padding:25px 20px 28px;background:#fff}.institution-strip>p{font-size:10px;letter-spacing:2px;color:#62748c;font-weight:800}.institution-names{display:flex;justify-content:center;gap:30px;flex-wrap:wrap;color:#60718a;font-weight:700;font-size:15px;margin:16px}.institution-strip small{font-size:10px;color:#8793a5}
.light{background:var(--pale)}.section{padding:82px max(7vw,24px)}.section-heading{max-width:700px;margin:0 auto 34px}.section-heading h2,.business-intro h2,.about-copy h2,.contact-copy h2{font-size:clamp(30px,3.3vw,43px);line-height:1.12;letter-spacing:-1.4px;margin:12px 0}.section-heading p,.business-intro>p,.about-copy p{color:var(--muted);font-size:14px}.gold-text{color:#b98522}.service-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:22px;max-width:1180px;margin:auto}.service-card{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;box-shadow:0 8px 22px #18314d08;transition:.2s}.service-card:hover{transform:translateY(-4px);box-shadow:0 15px 32px #18314d15}.service-card>img{width:100%;height:170px;object-fit:cover}.service-body{padding:20px}.service-icon{display:grid;place-items:center;width:32px;height:32px;background:#eef3f8;color:#b98522;border-radius:9px;font-weight:800}.service-body h3{font-size:16px;margin:13px 0 8px}.service-body p{font-size:12px;color:var(--muted);min-height:58px}.service-body a{font-size:11px;font-weight:800;color:#a8791e}
.business-section{padding:85px max(7vw,24px);display:grid;grid-template-columns:.85fr 1.15fr;gap:6%;align-items:center}.business-intro{max-width:460px}.process-box{background:var(--pale);border:1px solid var(--line);padding:20px;border-radius:16px;margin-top:26px}.process-box div{display:grid;grid-template-columns:35px 1fr;gap:3px 10px;margin:12px 0}.process-box b{grid-row:span 2;color:#c08b27}.process-box strong{font-size:12px}.process-box small{font-size:11px;color:var(--muted)}.business-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:12px}.business-grid article{padding:20px;border:1px solid var(--line);border-radius:14px}.business-grid article>span{color:#b98522;background:#f1f5f9;padding:8px;border-radius:8px}.business-grid h3{font-size:14px;margin:15px 0 6px}.business-grid p{font-size:11px;color:var(--muted);margin:0}.business-cta{grid-column:1/-1;background:var(--navy);color:white;border-radius:16px;padding:20px 24px}.business-cta h3{font-size:17px;margin:0 0 12px}
.multibrand{background:linear-gradient(110deg,#061225,#102743);color:white;padding:84px max(7vw,24px);display:grid;grid-template-columns:1fr 1fr;gap:7%;align-items:center}.multibrand-copy>p{font-size:14px;color:#c6d1df;max-width:550px}.multibrand h2{font-size:clamp(32px,3.6vw,46px);line-height:1.08;letter-spacing:-1px}.value-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-top:25px}.value-grid div{background:#ffffff0d;border:1px solid #ffffff1a;padding:14px;border-radius:10px}.value-grid b,.value-grid small{display:block}.value-grid b{font-size:12px}.value-grid small{font-size:10px;color:#aebbd0;margin-top:6px}.multibrand-visual>img{width:100%;height:250px;object-fit:cover;border-radius:16px}.brand-pills{display:grid;grid-template-columns:repeat(4,1fr);gap:8px;margin-top:12px}.brand-pills span{background:#ffffff12;border:1px solid #ffffff17;border-radius:7px;text-align:center;padding:10px 4px;font-size:11px;font-weight:700}
.about-section{padding:85px max(7vw,24px);display:grid;grid-template-columns:1fr 1fr;gap:7%;align-items:center}.about-image img{width:100%;height:360px;object-fit:cover;border-radius:18px}.about-copy p{font-size:13px}.values{display:grid;grid-template-columns:1fr 1fr;gap:10px;margin-top:20px}.values span{border:1px solid var(--line);border-radius:9px;padding:12px;font-size:11px;font-weight:700}.centered{text-align:center}.journey{padding:80px max(7vw,24px)}.journey-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px;margin:42px 0}.journey-grid>div{border-top:1px solid #dce4ed;padding-top:18px}.journey-grid span{display:grid;place-items:center;width:42px;height:42px;border-radius:12px;background:#fff;color:#b98522;font-size:19px;box-shadow:0 4px 14px #142b440e}.journey-grid h3{font-size:13px}.journey-grid p{font-size:11px;color:var(--muted)}.coverage-band{background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden;display:grid;grid-template-columns:1.1fr .9fr;align-items:stretch}.coverage-band>div{padding:30px}.coverage-band h3{font-size:23px;line-height:1.2}.coverage-band p,.coverage-band small{font-size:12px;color:var(--muted)}.coverage-band img{width:100%;height:100%;min-height:230px;object-fit:cover}
.contact-section{background:linear-gradient(110deg,#061225,#102743);color:white;padding:82px max(7vw,24px);display:grid;grid-template-columns:.9fr 1.1fr;gap:8%;align-items:start}.contact-copy h2{font-size:43px}.contact-copy>p{color:#c3cede;font-size:14px}.contact-link{display:flex;flex-direction:column;gap:3px;padding:15px 17px;margin:10px 0;border-radius:11px;background:#ffffff0d;border:1px solid #ffffff16}.contact-link b{font-size:10px;color:var(--gold)}.contact-link span{font-size:13px}.whatsapp{background:#e4b34c;color:#17243a}.whatsapp b{color:#17243a}.contact-copy>small{font-size:10px;color:#b8c4d3}.contact-form{background:#ffffff0d;border:1px solid #ffffff1a;border-radius:17px;padding:26px}.contact-form h3{font-size:21px;margin:0}.contact-form>p{font-size:12px;color:#b9c5d5}.contact-form label{display:block;font-size:11px;color:#e0e7ef;margin:14px 0}.contact-form input,.contact-form select,.contact-form textarea{width:100%;display:block;margin-top:6px;padding:12px 13px;border:1px solid #ffffff20;background:#ffffff0b;border-radius:8px;color:white;font:inherit;font-size:12px}.contact-form input::placeholder,.contact-form textarea::placeholder{color:#9baabd}.contact-form select option{color:#17243a}.submit-btn{width:100%;border:0;margin-top:8px}.contact-form>small{display:block;text-align:center;color:#b8c4d3;font-size:10px;margin-top:12px}.legal-note{padding:22px max(7vw,24px);background:var(--pale)}.legal-note p{max-width:900px;margin:auto;background:#fff;border:1px solid var(--line);padding:18px 22px;border-radius:12px;color:#64748b;font-size:10px}.legal-note a{text-decoration:underline;color:#1b4b80}
.site-footer{background:#050f20;color:#e6edf6;padding:50px max(7vw,24px) 22px;display:grid;grid-template-columns:1.5fr 1fr 1fr 1.2fr;gap:35px}.site-footer .brand-fallback{display:block;color:white}.site-footer .brand-fallback b{color:var(--gold)}.footer-brand p,.footer-brand small{font-size:11px;color:#aebbd0}.site-footer h4{font-size:10px;color:var(--gold);letter-spacing:2px}.site-footer>div:not(.copyright)>a,.site-footer>div:not(.copyright)>span{display:block;font-size:11px;color:#bdc8d6;margin:10px 0}.copyright{grid-column:1/-1;border-top:1px solid #ffffff18;padding-top:20px;display:flex;justify-content:space-between;color:#8292a8;font-size:10px}
@media(max-width:850px){.main-nav{gap:14px;font-size:11px}.hero{padding:50px 5vw;gap:4%}.hero h1{font-size:42px}.service-grid{grid-template-columns:repeat(2,1fr)}.business-section,.multibrand,.about-section,.contact-section{grid-template-columns:1fr}.business-intro{max-width:100%}.multibrand-visual{margin-top:15px}.site-footer{grid-template-columns:repeat(2,1fr)}}
@media(max-width:620px){.site-header{height:64px;padding:0 18px}.brand img{max-width:130px}.menu-toggle{display:block}.main-nav{display:none;position:absolute;top:64px;left:0;right:0;background:white;padding:20px;box-shadow:0 10px 20px #0b1b2c18;flex-direction:column;align-items:stretch}.main-nav.open{display:flex}.main-nav a{padding:10px}.hero{grid-template-columns:1fr;padding:42px 22px 38px}.hero h1{font-size:42px}.hero-visual{height:300px;margin-top:18px}.agent-card{left:10px}.hero-stats{gap:18px}.hero-stats strong{font-size:16px}.institution-names{gap:16px}.section,.business-section,.multibrand,.about-section,.journey,.contact-section{padding:58px 20px}.service-grid{grid-template-columns:1fr}.service-card>img{height:190px}.business-grid{grid-template-columns:1fr 1fr}.business-grid article{padding:14px}.business-grid h3{font-size:12px}.business-grid p{font-size:10px}.value-grid{grid-template-columns:1fr}.about-image img{height:250px}.journey-grid{grid-template-columns:1fr 1fr}.coverage-band{grid-template-columns:1fr}.coverage-band img{height:190px}.contact-copy h2{font-size:35px}.site-footer{grid-template-columns:1fr 1fr;padding:40px 20px 20px;gap:20px}.footer-brand{grid-column:1/-1}.copyright{flex-direction:column;gap:10px}}